New Era in Real Estate Transactions: Secure Payment System

The Secure Payment System, designed to prevent title fraud, will be launched on October 1, 2026. This system aims to ensure secure payment transactions in real estate sales.The Secure Payment System used in real estate transactions is a payment infrastructure designed to secure payment transactions between buyers and sellers. Through this system, the amount paid by the buyer will not be transferred to the seller's account until the title transfer is completed.The system involves opening an account with previously designated banks and blocking the sale amount in these accounts. Citizens will initiate their transactions at the title deed office by applying through e-Government with the reference number given to them. Once the transactions are completed, the payment will be transferred to the seller's account upon approval from the title deed office. If a negative situation arises during the sale, the money will remain securely in the payment account and will be refunded to the relevant party if the transaction does not occur. A usage fee will be charged for each transaction through the system. The usage fee will be deducted from the sale amount transferred to the seller.The Secure Payment System will cover the real estate owner (seller) who transfers the property and the buyer who purchases the property. The application will include not only real transactions made by individuals but also those made by legal entities (companies, etc.). The system aims to provide secure payment transactions. The Secure Payment System in real estate transactions aims to facilitate secure and simultaneous payment transactions.