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Deductions from Pension Payments: Expert Explains

Deductions from Pension Payments: Expert Explains
Pension payments will be deducted for debts related to general health insurance premiums, including premiums and premium-related debts for one's own insurance. The expert explained the deductions in detail. According to the law that came into effect on January 1, 2026, debts can be collected by deducting up to 25% of pension payments.If the person receiving the pension payment incurs a debt later, deductions will also be made from the widow's and orphan's pension payments. The Social Security Institution (SGK) has set the deduction rate at 10%.

According to the regulation, the premium debts of individuals who are responsible for paying their own premiums will be collected by deducting from their pension payments without any legal proceedings or the need for the debtor's consent.

SGK expert journalist Ahmet Kıvanç explained the details.

Which payments will not be subject to deductions? Payments made under the Law on Granting Pensions to Successful Athletes and the Law on Compensation for Damages Arising from Terrorism and the Fight Against Terrorism will not be subject to deductions for premium debts.

Which debts will be deducted from pension payments?

Which debts will be subject to deductions from pension payments? The debts that will be collected by deducting from pension payments are as follows: General health insurance premiums, voluntary insurance and group insurance premiums under the Old SSK Law, agricultural insurance premiums under Law No. 2925, BAĞ-KUR premium debts, public officials' loan debts under Law No. 5434, and premium/contribution debts arising from adjustments to public officials' salaries, as well as premium debts of workers working in agriculture or forestry (appendix 5) and public transportation workers and artists working less than 10 days a month (appendix 6).

The law that came into effect in January gives the SGK the authority to deduct up to 25% of pension payments and widow's and orphan's pension payments for those with debt.

The law that came into effect in January gives the SGK the authority to deduct up to 25% of pension payments and widow's and orphan's pension payments for those with debt. The SGK regulation states that the deduction will be 10% of the pension payment.

The collection process will start with the oldest debt that has not expired.

The collection process will start with the oldest debt that has not expired.

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